By |
Why Medical Alerts Are Not Covered by Medicare
Here are the reasons are why Medicare doesn't cover medical alerts and why Alert1 is not able to accept health insurance as payment.
- Medical alerts are not deemed a medical necessity. Unlike medications, medical alerts are not recognized as necessary health products by Medicare. We hope this changes in the future. Medical alerts are lifesavers.
- Chances of coverage depend on the type of insurance you have. Some Medicare insurance will cover medical alerts. This depends on the insurance and the provider. Many factors play in this decision, including the patient’s health history.
- Where you live influences coverage. Each state has rules and regulations about insurance. What is true for Medicare in one state, might not apply to you.
The bottom line: Check with your health insurance to see if you qualify and for more details. Don't despair if you don't qualify - we offer medical alerts at a wide variety of price points for you to choose from.
What Does Medicare and Medicaid Cover?
Medicare and Medicaid cover expenses for seniors aged 65 and older to receive quality healthcare at little to no cost to them. There are four different types of Medicare and one type of Medicaid.
- Medicare A. This portion of Medicare covers all hospital stays, hospice care, and nursing facilities. Seniors would benefit to add this to their healthcare plan as part of their long-term care.
- Medicare B. Covers doctor visits and additional preventative care, outpatient care, and approved medical supplies. This portion of Medicare is a must for any aging in place plan.
- Medicare C. Also called Medicare Advantage, part C combines services from Medicare parts A and B, but is available only as a private health insurance plan. There are also additional benefits that can be added. Check with your healthcare provider to see if this would be the best fit for you.
- Medicare D. Recommended only for seniors with medications that are refilled on a regular basis, Medicare D covers prescription coverage. This part of Medicare isn’t needed if there are no medications to fill.
- Medicaid. A government run program providing health services for people and seniors who cannot afford buying health insurance plans. Medicaid is beneficial for seniors on fixed or limited incomes. But qualification varies from state to state, so check with your healthcare provider for requirements.
The bottom line: Most seniors qualify for both Medicare and Medicaid. This means that many of the necessary health care costs will be covered. Check with your doctor or local state area agency on aging to learn more about your options.
How Can You Pay for Medical Alert Systems?
We know that many seniors are on a fixed income. Here at Alert1, we want you to stay safe and enjoy your golden years in style. That’s why we make it our priority to offer affordable medical alerts to seniors.
- Paying made easy. Don’t stress about sending out a check every month. You can pay for your medical alert services through credit card, debit card, and automatic checking withdrawal. We accept Visa, MasterCard, American Express, and Discover.
- Keeping prices low. At Alert1, we strive to make our systems affordable. Peace of mind should be available to all without breaking the bank. Our medical alerts cost less than the average cell phone or internet plan!
- Offering flexibility in payment. Don’t get stuck in paying too much for service. Alert1 offers three different payment plans for this. With monthly, quarterly, or annual plans, you get to choose what's right for you.
- Giving great discounts. We offer special discounts for everyone. If you’re a member with AARP, AAA, or a veteran, we offer a monthly discount for you. If you want to protect two people in your home, we will slash the price for that second user. And when you refer a friend, you both get a free month of service.
The bottom line: There’s a pricing plan that will suit your needs and your lifestyle. Sign up for our easy automatic payment system. You won't have to worry about remembering to send us a check every month.
What’s So Great About Alert1?
You might be thinking, “That sounds great, but how awesome is Alert1?” We don’t mean to brag, but we could go on and on about all the great reasons to get one of our medical alerts. Instead, we’ll give you some of the top reasons members love us.
- We stay on the line. In an emergency, you want to know that someone is there for you. That’s why we stay on the line until help gets to you. Our trained professional operators will get you the help you need, fast.
- We never charge for button presses. Unlike talk time on your phone, you’re not limited with how many times you push your button. We know that false alarms happen, so don’t worry when you accidentally press your button. We’ll confirm that you’re all right and then disconnect the call.
- We let you choose who we call. Emergencies are scary, but sometimes you don’t need EMS to come and help you. With Alert1, you choose who we call first after a button press. You get to decide if we call friends and family first, or EMS first.
The bottom line: Stress and worry can take a vacation when you get an Alert1 medical alert. We’ll get you the help you need in any emergency.
What Kind of Medical Alerts Can I Get?
At Alert1, we want to make sure you can get help whenever, wherever, 24/7. That’s why we created a well-rounded arsenal of medical alerts to keep you safe in every aspect of life.
- Home medical alerts. With our classic home system, you’ll stay protected while moving around your home and yard. Upgrade to a special automatic fall detection pendant, so you don’t need to fear tripping in the dark.
- On-the-go medical alerts. Stay active and mobile while taking safety with you. Our Kelsi and Kelsi Pro mean you won’t have to worry about finding your way home. Plus, the automatic fall detection in Kelsi Pro banishes fear of a sidewalk stumble.
- The best of both worlds. Don’t know if you want an alert for at home or on-the-go? With PAX Plus you won’t have to choose. Customize your alert for the ultimate comfort at home or on the road.
The bottom line: Alert1 offers a medical alarm system for your needs and we are less expensive than Life Alert costs. If you’re still unsure, give us a call. We’d love to talk to you.
Live Without Fear with Alert1
