Does Staying Healthy Reduce Lifetime Healthcare Costs?
Posted on August 12, 2016
Healthcare seems to be getting more expensive year after year.
Many retiring seniors have to carefully plan for health insurance.
Right now, the average retiree looks at spending $266,000 for the
rest of their life on health insurance. That's a huge chunk out of
your retirement savings.
You never enjoy going to the doctor's office. You always feel
anxious once there, and can't believe how much it costs. You know
that as you age, doctor trips become more frequent. Between all the
various checkups, tests, and prescriptions that are filled, doctor
visits are an important part of your life. But your health insurance
plan has likely changed from the one you had in your working years.
The bills are starting to add up, and you find yourself asking if all
these doctor visits could be avoided.
Everywhere you go, you see advertisements for a new way of healthy
living. You've asked yourself, “would making any healthy lifestyle
changes reduce the amount of doctor visits I need and save money on
my health insurance?” Alert1 is here to help you answer those
important questions. We pulled together some healthy lifestyle
changes that are easy to implement in your life. But before you make
any changes, consult with your doctor first.
Slow and Steady
Although you're trying to reduce your annual number of doctor
visits, your doctor is actually one of the best people to talk to
about making lifestyle changes. Ask your doctor for any healthy
lifestyle tips. They're here to help you be in your best health and
would love to share special tips with you. Your doctor can provide
you with a list of resources to aid you in any changes.
Clean Out the Kitchen
Your doctor can also refer you to specialists, like nutritionists,
who can further help you with lifestyle changes. Nutritionists will
create a healthy eating food plan for you that can be specifically
designed to fit your needs.
One of the biggest changes to start a healthy living lifestyle is
the diet. It's time to take a good hard look at the food you are
eating. With the food plan from your nutritionist, clean out your
cupboards of all items not on the list. While grocery shopping, fill
your cart with fresh fruits and vegetables, as well as whole grain
breads and crackers. If you've loved eating ice cream after dinner,
switch over to fruit sorbets for a low-guilt refreshing treat.
Elevate Your Heart Rate
One of the easiest ways to stay healthy and reduce trips to the
doctor's office is to stay active. Step outside and take a walk
around the block. Getting outdoors will refresh your mind and
energize your brain. Ask your gym if they have any special programs
for seniors. Check in with your local yoga studio. Yoga studios offer
special classes for seniors, including yoga in a chair and
Do you need extra motivation? Join a fitness group, and be part of
a supportive community where you hold each other accountable for your
Downsize Your Home
It may not seem obvious, but take a good look around your home. Is
the extra space filled with things you don't need? Do you have a hard
time finding the things you do need? Without organization, it feels
overwhelming to navigate through your home. Consider downsizing and
organizing your belongings.
Enlist the help of family or friends to clean out the items you no
longer need. You'll feel better reclaiming your living space from
items that no longer serve you. You'll be able to breathe easier
without things crammed into your living space. And you will no longer
carry the stress of wondering what to do with everything.
No matter your age, stress is a big reason why doctor visits are
becoming so popular. Stress can speed up the aging process and effect
your health in a negative way. Not to mention all the stress that
comes from continuing to see the doctor! A simple practice to reduce
stress is as easy as taking five or ten minutes a day for a
self-check in or meditation practice.
Do you feel better having a social circle to talk to? Check in
with your local community center or with you church group. Many
healthcare providers also have resources to groups where you can
share your stress and be provided with support.
Meet the New You
As you start to make changes towards a healthier you, be patient
with yourself. Breaking old habits takes time. Remember that you are
surrounded by a community of people who care about your well-being.
While you'll still go see your doctor for your checkups, you may
surprise yourself by not needing to see them every month.
Your doctor wants you to be the healthiest you, as do your friends
and family. You can team up with friends and family for extra support
and become healthier together. It's never too late to say hello to a
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